In a large skillet over medium heat, add the ground beef and cook until browned, about 5-7 minutes.

Drain excess fat if necessary.

Add the chopped onion, garlic, and bell pepper to the skillet. Cook until the vegetables are softened, about 5 minutes.

Stir in the diced tomatoes, corn, chili powder, cumin, salt, and black pepper. Cook for another 5 minutes, stirring occasionally.

Sprinkle shredded cheddar cheese on top and cover until melted, about 2-3 minutes.

Serve hot, garnished with fresh herbs if desired.